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Some types of transactions may impact an account's potential Back-End Sales Charge. If this account's assets have been recently transferred, verify the accuracy of the Back-End Sales Charge with the fund management company prior to any redemption.

* The calculated net redemption amount does NOT include IRS back up withholding. Contact a fund representative to determine any applicable withholding amounts.

** Redemption is exempt from sales charge.

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Back-End Sales Charge Calculator

Current Free Shares

Display the number of shares currently exempt from back-end sales charges. The total free shares are fully-aged and/or not subject to the fund's aging requirements.

Full Redemption

Estimate the back-end sales charge on a full redemption. When closing an account, the sales charge is calculated at Gross.

Partial Redemption

Estimate the back-end sales charge on a specified share or dollar redemption.

		Dollars:			Shares:

Gross

Net

TIP:

Select Gross to subtract the back-end sales charge from the specified Redemption Amount. Select Net to add the back-end sales charge to the specified Redemption Amount.